{"id":13012,"date":"2026-03-20T20:25:22","date_gmt":"2026-03-21T00:25:22","guid":{"rendered":"https:\/\/audikasandbox.com\/vertica\/?page_id=13012"},"modified":"2026-04-10T13:08:22","modified_gmt":"2026-04-10T17:08:22","slug":"ownership","status":"publish","type":"page","link":"https:\/\/verticacondo.com\/en\/ownership\/","title":{"rendered":"Home Ownership"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"13012\" class=\"elementor elementor-13012\">\n\t\t\t\t<div class=\"elementor-element elementor-element-83c0b63 e-con-full e-flex e-con e-parent\" data-id=\"83c0b63\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-02b1fbb e-con-full e-flex e-con e-child\" data-id=\"02b1fbb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-171f180 elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"171f180\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;opal-move-left&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">HOME OWNERSHIP PROGRAMS<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b2bf932 e-con-full e-flex e-con e-parent\" data-id=\"b2bf932\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4f53c9a e-con-full e-flex e-con e-child\" data-id=\"4f53c9a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-28418be elementor-widget elementor-widget-image\" data-id=\"28418be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"148\" height=\"90\" src=\"https:\/\/verticacondo.com\/en\/wp-content\/uploads\/2026\/03\/logo-schl.svg\" class=\"attachment-large size-large wp-image-13022\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ae2ce06 e-con-full e-flex e-con e-child\" data-id=\"ae2ce06\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d6683d elementor-widget__width-inherit elementor-widget-laptop__width-initial elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"1d6683d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;opal-move-right&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Tools and information to help you buy a house or condominium in Canada:<\/p><p style=\"text-align: left;\"><br \/>Homebuying calculators<br \/>Buying guides<br \/>Mortgage loan insurance<br \/>Home buyer incentives<br \/>Newcomers<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad90f8f elementor-button-type-link elementor-widget elementor-widget-button\" data-id=\"ad90f8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.cmhc-schl.gc.ca\/consumers\/home-buying\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">VISIT WEBSITE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9fda8f7 e-con-full e-flex e-con e-parent\" data-id=\"9fda8f7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-3b3ffd9 e-con-full e-flex e-con e-child\" data-id=\"3b3ffd9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-de76cec elementor-widget elementor-widget-image\" data-id=\"de76cec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"394\" height=\"119\" src=\"https:\/\/verticacondo.com\/en\/wp-content\/uploads\/2026\/03\/logo-desjardins.svg\" class=\"attachment-full size-full wp-image-13021\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-71c53ff e-con-full e-flex e-con e-child\" data-id=\"71c53ff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f80ba92 elementor-widget__width-inherit elementor-widget-laptop__width-initial elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"f80ba92\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;opal-move-right&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Know your borrowing capacity: We invite you to use the Mortgage Payment Calculator<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b59d0f elementor-button-type-link elementor-widget elementor-widget-button\" data-id=\"3b59d0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.desjardins.com\/ca\/tools\/mortgage-payments\/index.jsp\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">VISIT WEBSITE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-21964ce e-con-full e-flex e-con e-parent\" data-id=\"21964ce\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-bca441c e-con-full e-flex e-con e-child\" data-id=\"bca441c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-305cb4a elementor-widget elementor-widget-image\" data-id=\"305cb4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"405\" height=\"133\" src=\"https:\/\/verticacondo.com\/en\/wp-content\/uploads\/2026\/03\/logo-canada.svg\" class=\"attachment-large size-large wp-image-13020\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8ee8c84 e-con-full e-flex e-con e-child\" data-id=\"8ee8c84\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b139fd1 elementor-widget__width-inherit elementor-widget-laptop__width-initial elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"b139fd1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;opal-move-right&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Home Buyers&#8217; Plan<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d34568 elementor-button-type-link elementor-widget elementor-widget-button\" data-id=\"7d34568\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.canada.ca\/en\/revenue-agency\/services\/tax\/individuals\/topics\/rrsps-related-plans\/what-home-buyers-plan.html\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">VISIT WEBSITE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-490f077 elementor-widget__width-inherit elementor-widget-laptop__width-initial elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"490f077\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;opal-move-right&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">First-time Home Buyer Incentive<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b14768 elementor-button-type-link elementor-widget elementor-widget-button\" data-id=\"0b14768\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/housing-infrastructure.canada.ca\/housing-logement\/ptch-csd\/index-eng.html\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">VISIT WEBSITE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-edebee5 e-con-full e-flex e-con e-parent\" data-id=\"edebee5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-73c514f e-con-full e-flex e-con e-child\" data-id=\"73c514f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35efbb2 elementor-widget elementor-widget-image\" data-id=\"35efbb2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"203\" height=\"169\" src=\"https:\/\/verticacondo.com\/en\/wp-content\/uploads\/2026\/03\/logo-revenu-quebec.svg\" class=\"attachment-full size-full wp-image-13019\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-369e31a e-con-full e-flex e-con e-child\" data-id=\"369e31a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58aa57c elementor-widget__width-inherit elementor-widget-laptop__width-initial elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"58aa57c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;opal-move-right&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">GST and QST rebate<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e97b74 elementor-button-type-link elementor-widget elementor-widget-button\" data-id=\"7e97b74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.revenuquebec.ca\/en\/citizens\/consumption-taxes\/consumption-tax-rebates\/owners-of-new-or-substantially-renovated-housing\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">VISIT WEBSITE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6320d58 e-con-full e-flex e-con e-parent\" data-id=\"6320d58\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d901de2 e-con-full e-flex e-con e-child\" data-id=\"d901de2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3399592 elementor-widget elementor-widget-image\" data-id=\"3399592\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"465\" height=\"163\" src=\"https:\/\/verticacondo.com\/en\/wp-content\/uploads\/2026\/03\/logo-montreal.svg\" class=\"attachment-large size-large wp-image-13018\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b22d234 e-con-full e-flex e-con e-child\" data-id=\"b22d234\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b6b1cc elementor-widget__width-inherit elementor-widget-laptop__width-initial elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"4b6b1cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;opal-move-right&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Home Purchase Assistance Program.<\/p><p style=\"text-align: left;\">* Parking space not included<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b9bea0 elementor-button-type-link elementor-widget elementor-widget-button\" data-id=\"3b9bea0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/montreal.ca\/en\/programs\/home-purchase-assistance-program\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">VISIT WEBSITE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>HOME OWNERSHIP PROGRAMS Tools and information to help you buy a house or condominium in Canada: Homebuying calculatorsBuying guidesMortgage loan insuranceHome buyer incentivesNewcomers VISIT WEBSITE Know your borrowing capacity: We invite you to use the Mortgage Payment Calculator VISIT WEBSITE Home Buyers&#8217; Plan VISIT WEBSITE First-time Home Buyer Incentive VISIT WEBSITE GST and QST rebate [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-homepage.php","meta":{"footnotes":""},"class_list":["post-13012","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/verticacondo.com\/en\/wp-json\/wp\/v2\/pages\/13012","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/verticacondo.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/verticacondo.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/verticacondo.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/verticacondo.com\/en\/wp-json\/wp\/v2\/comments?post=13012"}],"version-history":[{"count":23,"href":"https:\/\/verticacondo.com\/en\/wp-json\/wp\/v2\/pages\/13012\/revisions"}],"predecessor-version":[{"id":13544,"href":"https:\/\/verticacondo.com\/en\/wp-json\/wp\/v2\/pages\/13012\/revisions\/13544"}],"wp:attachment":[{"href":"https:\/\/verticacondo.com\/en\/wp-json\/wp\/v2\/media?parent=13012"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}